Protecting all Filipinos from health-related financial risk.
The Philippine Health Insurance Corporation (PhilHealth) was created in 1995 to administer the National Health Insurance Program, which aims to provide all Filipinos with financial access to health services.
Summary of UHC Journey
The country’s clamor for more comprehensive health insurance in terms of population coverage and benefits led to the passage of the National Health Insurance Act of 1995. It paved the way for the creation of the Philippine Health Insurance Corporation (PhilHealth) to provide health insurance coverage and ensure affordable, acceptable, available, and accessible health care services for all citizens of the Philippines. This social insurance program serves as the means for the healthy to help pay for the care of the sick and for those who can afford medical care to subsidize those who cannot.
The first years of PhilHealth aimed at improving health care benefits and expanding coverage to marginalized sectors.
In 2004, improved accreditation requirements were introduced for healthcare facilities and when the “Benchbook” was introduced—the yardstick for assessing the quality of care delivered by the healthcare providers. Also at this time, additional revenue was earmarked for health over five years from taxes on alcohol and tobacco products.
In 2013, the program was again amended, further strengthening coverage of the indigent and informal sectors. The amendment also paved the way for a shift in the provider payment mechanism from fees for services to case-based payments. This year also saw extended subsidies from additional tax revenues from the Sin Tax Law.
In 2019, the Universal Health Care Act was enacted into law with the goal to harmonize existing, yet fragmented, health care programs of key agencies and stakeholders, streamline financial resources, expand primary care benefits, and reduce out-of-pocket health care costs to advance the goal of universal health care in the country.
Activity as a JLN Member
The Philippines is one of the founding members of the JLN. A representative from the Philippines currently serves on the JLN Steering Group. Delegates from the Philippines contributed to the following knowledge products:
- UHC Primary Health Care Self-Assessment Tool
- Provider Payment Reform and Information Technology Systems: A Chicken and Egg Question
- Costing of Health Services for Provider Payment: A Practical Manual
- Costing Manual: Online Course
- Costing Manual: Tools & Templates
- Financing and Payment Models for Primary Health Care: Six Lessons from JLN Country Experience
- Compendium: 12 country approaches to covering poor and informal populations to achieve UHC
- Governing to Improve Quality Toolkit
- Philippines: Approaches to covering poor, vulnerable, and informal populations to achieve UHC
- Expanding Health Coverage to the Informal Sector: Philippines
- Health Data Dictionaries and the Philippines Experience using OpenHDD
- JLN Population Coverage Technical Initiative Workshop Summary
- International Lessons for RAMED
In 2018, representatives from the Philippines participated in the PHC Financing and Payment, Leveraging Resources for Efficiency, Fiscal Policy for Public Health, and Vertical Integration collaboratives.
Adapting JLN Knowledge
Data Analytics for Monitoring Provider System
The effective and efficient processing and use of data is a vital requirement for PhilHealth to achieve its mandate of providing financial risk protection for all Filipinos, especially with the recent passage of the Universal Health Care Law.
PhilHealth envisioned optimal data management and use practices across its core business process, and the achievement of this vision has commenced with its new Business Intelligence solution, where traditional barriers to efficiency, information accessibility, and collaboration have started to be broken down. With valuable insights made possible by performance dashboards, there will be an assurance of singularity and integrity of mission-critical data, system and process harmonization, and ease of data access and availability that are keys to PhilHealth’s survival and success. The transformation has already resulted into ground-breaking decisions and initiatives, and will eventually reshape the decision-making mindset and process across the institution.
With the implementation of business intelligence and analytics in PhilHealth, key performance indicators with regards to efficiency have become measurable and are easily analyzed. Target setting is achieved through proper identification of achievable goals via information extrapolated and discussed with different entities within the PhilHealth. Performance is measured on a daily basis initially using elemental indicators such as turn-around-time (TAT) that encapsulates how fast a particular region processes claims. Other indicators, such as collection efficiency, cover how the organization functions and envisions how it provides public services to the Filipino people. With the implementation of more advanced analytics in the pipeline, PhilHealth will be able to analyze data and better mitigate fraud.
KaSAPI partners PhilHealth with existing microfinance institutions, rural banks, cooperatives, and other organized groups to better target and efficiently enroll groups of informal sector workers into the PhilHealth national insurance program (NHIP).
Mali is beginning the pilot phase of its national strategy to extend health coverage to 80% (informal sector and rural agricultural workers) of its population through mutuelles de santé, or community-based health insurance schemes (CBHI).
Kenya's National Hospital Insurance Fund is in the final stages of recruiting dealers for a new program that uses mobile phone technology and commercial intermediaries to expand enrollment and increase revenue. All other elements of the program are ready for a July 5th launch that will commemorate NHIF&rsquo